Monthly expenses like rent, cell phone bill, electricity, student loan payments, health insurance, etc. Your budget plan is going to evolve as you journey down the path of financial enlightenment. Don’t get bogged down in this as you’re getting set up the first time-guessing is just fine. Step One: How Much Do You Need?įirst, you need to come up with an estimate of how much each of those expenses will cost. Here’s an example of YNAB’s fully customizable budget template. Once you’ve listed your different category groups and the categories that fall under each one, create two additional columns: label one column “Assigned” and the other “Available.” The rest of this process will be easier to set up and maintain on a budget spreadsheet, or even easier, in YNAB. Potential expenses to include as categories when you create a budget template. It can be a budget app (ahem, YNAB), Excel spreadsheet or Google Sheets, or…a brand new notebook…whatever works best for you. Then add a category at the bottom for “Stuff I forgot to budget for” because let’s be realistic, there’s always stuff like that. Choose your budgeting tool of choice.
We can stop buying the notebooks they’re not the missing piece. Okay, at this point, I’m talking to myself about myself. Seriously-the only reason you’re not perfectly organized/physically fit/financially independent/able to find matching socks in the morning is because you didn’t have the right system! If only you had bought a new notebook, matching sticky notes, highlighters, colored pens, patterned washi tape, and fancy paperclips for that particular project, you’d be killing it by now. The hope offered by a new process, system, plan, or notebook can be slightly intoxicating-it feels like the universe might finally be handing you that one pesky piece you’ve been missing that would complete the puzzle of Responsible Adulthood. Or maybe for the third or fourth or fifth time, but you’re serious about the “for all” part on this go around.
#Budget planning worksheet printable how to#
Printable Budget Worksheetĭownload the printable monthly budget here or click on the image below.So, you’ve decided to sit down and figure out how to create a budget template, once and for all. Once you get your budget in order, you are ready to start saving the first $1,000 of your emergency fund. Once you get it down on paper, you’ll know where you stand and what you can do to get your finances where you want them to be. I’ve talked to many stay at home moms who struggle creating a budget on one income because it stresses them out, but in single-income families, a budget is essential. Once you get into the habit of budgeting it really simplifies your life and helps you reach some of those financial goals that may seem a little overwhelming at first. I try and sit down on the same day every month to go through my monthly budget.
Once you do that, you can start saving towards some fun goals!
This printable monthly budget worksheet can help you get your budget under control.
and when done well, it makes our life so much simpler.
#Budget planning worksheet printable free#
Our free printable monthly budget form will help you understand where your money is going and create a plan for the future.īudgeting is probably not your favorite thing in the world but it’s one of those things that just has to be done. Need to create a budget but aren’t sure where to start?
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